U.S. Supreme Court Upholds ACA Subsidy Eligibility on Federal Exchanges | Illinois Employee Benefits

By Danielle Capilla Chief Compliance Officer at United Benefit Advisors The Supreme Court issued its opinion in King v. Burwell, holding that the Internal Revenue Service (IRS) may issue regulations to extend tax-credit subsidies to coverage purchased through Exchanges established by the federal government under the Patient Protection and Affordable Care Act (ACA). The six-to-three … Continued

Stop Sitting!

You’re not a couch potato. You routinely exercise at least three times each week. You eat healthy, or at least reasonably healthy, and you don’t smoke. However, when you’re at work or at home you have a nasty habit of sitting down for long periods of time. How bad that can be?

Stop Sitting!

You’re not a couch potato. You routinely exercise at least three times each week. You eat healthy, or at least reasonably healthy, and you don’t smoke. However, when you’re at work or at home you have a nasty habit of sitting down for long periods of time. How bad that can be?

Mid-Size Employers and Transition Relief: How to Delay Offering Health Benefits until January 2016 | IL Benefits Broker

By Danielle Capilla Chief Compliance Officer at United Benefit Advisors The employer shared responsibility (i.e., “play or pay”) requirements went into effect in 2015 for large employers only (those with 100 or more full-time or full-time-equivalent employees). Even though they generally will not be liable for penalties until 2016, mid-size employers (employers with 50 to … Continued

Cost-Sharing Limits; Provider Discrimination FAQ Released | Chicago Employee Benefits

By Danielle Capilla Chief Compliance Officer at United Benefit Advisors Recently, federal agencies, including the Department of Labor (DOL), issued a short five-question FAQ on two ACA-related issues: limitations on cost-sharing and provider discrimination. The FAQ further clarified that the self-only maximum annual limitation on cost sharing applies to each individual, regardless of whether the … Continued