What Blood Tests Are Performed in a Life Insurance Physical? | Employee Benefits Illinois

By Patty Tansang www.livestrong.com Overview A physical examination may be needed when you purchase a life insurance policy, especially for larger benefit amounts. Insurance underwriters use a multitude of factors to determine your risk of premature death, and hence, how much premium you will be charged. In addition to asking about your medical history (including … Continued

ACA Regulations Roundup (and Free Resources) | Chicago Benefits Specialist

By Danielle Capilla Chief Compliance Officer at United Benefit Advisors The government was busy recently, issuing the massive Benefit Payment and Parameters rule in addition to numerous other updates. Our recent blog reviews the updates to the Benefit Payment and Parameters rule; for more detailed information as it relates to standardized plans, small employer definition, … Continued

Let’s Be Careful Out There

Corporate disaster plans used to be just weather-related, but in today’s world these plans should include acts of terrorism.

Let’s Be Careful Out There

Corporate disaster plans used to be just weather-related, but in today’s world these plans should include acts of terrorism.

Moving from Employee Wellness to Employee Well-Being | IL Benefits Broker

By Lisa Weston, Lisa Weston, CWC, CWPM Director of Wellbeing Program Management at BAGNALL A UBA Partner Firm The terms “wellness” and “well-being” are often used interchangeably; however, they mean very different things when applied to workplace health promotion. Traditionally speaking, employee “wellness” programs have primarily focused on just physical health. Whereas employee “well-being” programs … Continued

New ACA Guidance | Chicago Benefits Broker

Abridged from www.thinkhr.com On April 20, 2016, the Departments of Labor, Health and Human Services, and the Treasury released the 31st set of Frequently Asked Questions (FAQs) on the implementation of the Affordable Care Act (ACA) and other health plan-related laws. The FAQs address questions on preventive services, coverage rescissions, mental health parity, and more. … Continued

There’s Always Time for a Workout

An often heard excuse for people not exercising is that they don’t have time to do it. We all have time for something, it just depends on whether we want to make time for it.

There’s Always Time for a Workout

An often heard excuse for people not exercising is that they don’t have time to do it. We all have time for something, it just depends on whether we want to make time for it.