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The Team That Eats Together Performs Better | Chicago Employee Benefits

By Bill Olson Chief Marketing Officer at United Benefit Advisors Do your employees often eat alone? If so, you may be missing an opportunity, according to an article on the Society For Human Resource Management’s website titled, “Breaking Bread At Work Boosts Bottom Line, Study Claims.” This goes beyond the simple question of whether there’s … Continued

Let’s Face It; I’m Tired!

Have you noticed a recurring theme that we wish we had more time? In our quest to squeeze more out of the day, we often push sleep aside and humorously tell our friends and coworkers, “I’ll sleep when I’m dead.”

Let’s Face It; I’m Tired!

Have you noticed a recurring theme that we wish we had more time? In our quest to squeeze more out of the day, we often push sleep aside and humorously tell our friends and coworkers, “I’ll sleep when I’m dead.”

HRAs, HSAs, and Health FSAs – What’s the Difference? | Employee Benefits Illinois

By Danielle Capilla Chief Compliance Officer at United Benefit Advisors Health reimbursement arrangements (HRAs), health savings accounts (HSAs) and health care flexible spending accounts (HFSAs) are generally referred to as account-based plans. That is because each participant has their own account, at least for bookkeeping purposes. Under the tax rules, amounts may be contributed to … Continued

Avoiding a “Self Reported” Disability Claim Nightmare | IL Benefits Broker

By Allan Checkoway, RHU http://disabilityandseniorresources.com/ 1,200,100 Social Security Disability applications were filed in 1999 (48 percent or 579,000 were declined). In 2009, ten years later, 2,816,200 Social Security Disability applications were filed (and 65 percent or 1,830,530 were declined). The number of disability applications more than doubled while denials more than tripled. In one year, … Continued

Protect More Than Just Your Employee’s Health

As competition heats up in the job market, companies are always searching for that one great perk that might sway a potential candidate to choose them over anyone else.

Protect More Than Just Your Employee’s Health

As competition heats up in the job market, companies are always searching for that one great perk that might sway a potential candidate to choose them over anyone else.

Plan Documents 101: Who Needs What and Best Practices

This webinar will help employers understand what plan documents they need, what the documents should contain, and the implications of using a “wrap document” to wrap the ERISA plan document and SPD requirements into one document.

Webinar Series | Byrne Byrne & Company

More complex compliance regulations and rapidly shifting benefits programs pose an increasing challenge to employers. We, as part of the United Benefit Advisors, (UBA) are committed to delivering knowledge that will help simplify those complicated choices and improve the effectiveness and success of your programs. In order to provide educational opportunities for a broad audience … Continued

Top 10 Questions about the Minimum Value Penalty | Illinois Employee Benefits

By Danielle Capilla Chief Compliance Officer at United Benefit Advisors An employer that offers minimum essential coverage to substantially all of its full-time employees may still owe penalties if the coverage it offers is inadequate because it is not “affordable” or it does not provide “minimum value.” It also may owe penalties on the employees … Continued