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Final Rule on Short-Term Limited-Duration Insurance | Chicago

On August 1, 2018, the Internal Revenue Service, the Department of Health and Human Services (HHS), and the Department of Labor (collectively, the Departments) released a final rule that amends the definition of short-term, limited-duration insurance. HHS also released a fact sheet on the final rule.According to the Departments, the final rule will provide consumers … Continued

6 Reasons Self-Funded Plans Are Gaining Popularity | Chicago Benefits Advisors

Since the ACA was enacted eight years ago, many employers are re-examining employee benefits in an effort to manage costs, navigate changing regulations, and expand their plan options. Self-funded plans are one way that’s happening.In 2017, the UBA Health Plan survey revealed that self-funded plans have increased by 12.8% in the past year overall, and … Continued

Affordable Care Act Update | Chicago Benefit Advisors

Recently, the President signed a bill repealing the Affordable Care Act’s Individual Mandate (the tax penalty imposed on individuals who are not enrolled in health insurance). While some are praising this action, there are others who are concerned with its aftermath. So how does this affect you and why should you pay attention to this … Continued

Solving Problems – While Increasing Employee Satisfaction | Chicago Benefits Advisors

“Design thinking” is a fairly common term. Even if the phrase is new to you, it’s reasonably easy to intuit how it works: design thinking is a process for creative problem solving, utilizing creative tools like empathy and experimentation, often with a strong visual component. The term dates from 1968 and was first used in … Continued

Trust Equation | Chicago Benefits Partners

We are currently living in a low-trust society as a whole — we keep hearing that news is fake, science is fake, and so on. That makes it hard for us to trust anyone and is why we need to work on building trust in the workplace more than ever. Human resources professionals and business … Continued

DOL Updates the Employer CHIP Notice | Chicago Employee Benefits

The U.S. Department of Labor (DOL) has updated the model notice for employers to use to inform employees about the Children’s Health Insurance Program (CHIP). All employers with group health plans are required to distribute a CHIP notice at least once a year to employees living in certain states. There is no need to send … Continued

Ask the Experts: Marijuana and the ADA | Chicago Benefits Brokers

Question: Is medical marijuana use protected by the Americans with Disabilities Act (ADA)? If so, what accommodations would be considered reasonable?Answer:You are not required to accommodate medical marijuana use under the Americans with Disabilities Act (ADA). Even though medical marijuana is legal in many states, under the federal Controlled Substances Act (CSA), marijuana is still … Continued

Summer Survival Guide | Chicago Employee Benefits Firm

We are halfway through our summer break and by now you have heard 1,000 times, “I’m bored!” from your kids! How do you survive the summer and keep your sanity? Follow these tips to make this summer break memorable and tackle the challenge of keeping your kids engaged.Keep A RoutineKids thrive with schedules. The idea … Continued