Look Backward to Plan Forward | Chicago Benefits Agency

We have entered Open Enrollment season and that means you and everyone in your office are probably reading through enrollment guides and trying to decipher it all. As you begin your research into which plan to choose or even how much to contribute to your Health Savings Account (HSA), consider evaluating how you used your … Continued

Oral Health = Overall Health | Chicago Benefits Advisors

A healthy smile can lead to a healthier (and longer living) you! Check out how easy it is to have good oral health.

The News About Association Health Plans | Illinois Employee Benefit Brokers

On June 19, 2018, the U.S. Department of Labor released its Final Rule regarding Association Health Plans (AHPs). AHPs are not new, but they have not been widely available in the past and, in some cases, they have not been successful. The Final Rule is designed to make AHPs available to a greater number of … Continued

6 Questions on Dependent Care Spending Accounts | Chicago Benefit Advisors

School’s out! Summer is here, and it’s the time of year when working parents have questions about using their Dependent Care Spending Accounts (DCSAs). Are summer camp expenses eligible? What about day versus overnight camps? Employers and benefit advisors want to be ready with answers about this valuable benefit program. The following are the top … Continued

How to Price Shop Your Health Care | Illinois Employee Benefits

Where do you start when shopping around for your health care? Watch this video for some great tips on maximizing your benefits.

Health Plan PCORI Fees Are Due July 31 | Illinois Employee Benefits

Do you offer coverage to your employees through a self-insured group health plan? Do you sponsor a Health Reimbursement Arrangement (HRA)? If so, do you know whether your plan or HRA is subject to the annual Patient-Centered Research Outcomes Institute (PCORI) fee? This article answers frequently-asked questions about the PCORI fee, which plans are affected, … Continued

It’s Intern Season | Illinois Benefit Advisors

Summer internships offer students opportunities to gain real-world experience and hands-on career development. Conversely, internship programs give employers access to highly motivated and educated young workers and give junior managers more experience training and supervising. There are benefits for everyone involved. However, there are some potential legal and administrative pitfalls that many employers overlook. One … Continued

IRS Changes Course (Again) and Restores 2018 HSA Family Limit to $6,900 | Chicago Benefits Advisors

Friday, April 27, the Internal Revenue Service (IRS) announced that the 2018 annual contribution limit to Health Savings Accounts (HSAs) for persons with family coverage under a qualifying High Deductible Health Plan (HDHP) is restored to $6,900. The single-coverage limit of $3,450 is not affected. This is the final word on what has been an … Continued

Prescription Drug Discount Programs | Chicago Employee Benefits

Did you know that you can save time and money on your prescription drugs by simply signing up for a discount card online? With savings as much as 80% off, these discount cards keep your health care costs down even when the prices of prescriptions are sharply rising.  At no cost to the patient, discount … Continued

Grandmothers Can Visit a Little Longer | Chicago Benefits Brokers

States that permit carriers to renew medical policies without adopting various Affordable Care Act (ACA) requirements may continue to do so through 2019, according to a bulletin released April 9, 2018, by the U.S. Department of Health and Human Services. The bulletin extends transitional relief for non-ACA-compliant policies for another year. The affected category of … Continued