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Disability Insurance | Chicago Benefit Consultants

“Your most valued asset isn’t your house, car, or retirement account. It’s the ability to make a living.” No one foresees needing disability benefits.  But, should a problem arise, the educated and informed employee can plan for the future by purchasing disability insurance to help cover expenses when needed. When you ask people what is … Continued

Inclusive Workplaces Benefit Everyone | Illinois Employee Benefit Advisors

While there’s plenty of talk about work/life balance, many employees want to feel human while at work, too. Being able to bring their whole selves, according to “3 Ways to Create a More Human Workplace,” from Workforce, is an essential piece of a welcoming, inclusive workplace environment. Putting employees first as a defined company value … Continued

Top 5 Social Media Tips That Can Benefit Any Agency | Chicago Employee Benefit Brokers

5 Employee Handbook Mistakes to Avoid | Chicago Benefit Advisors

It’s too long, inconsistent, or redundant. Like with your house, when you live with an employee handbook for a while, you collect things and it gets cluttered. Your handbook gets longer and runs the risk of having internal inconsistencies. Once or twice a year, it’s a good idea to give it a thorough review to … Continued

IRS Changes Course (Again) and Restores 2018 HSA Family Limit to $6,900 | Chicago Benefits Advisors

Friday, April 27, the Internal Revenue Service (IRS) announced that the 2018 annual contribution limit to Health Savings Accounts (HSAs) for persons with family coverage under a qualifying High Deductible Health Plan (HDHP) is restored to $6,900. The single-coverage limit of $3,450 is not affected. This is the final word on what has been an … Continued

How to Use Discount Drug Programs | Chicago Benefits Brokers

Being a savvy customer can save you money!

Notifying Participants of a Plan Change | Illinois Benefit Advisors

Curious about when you should notify a participant about a change to their health care plan?  The answer is that it depends!  Notification must happen within one of three time frames: 60 days prior to the change, no later than 60 days after the change, or within 210 days after the end of the plan … Continued

Prescription Drug Discount Programs | Chicago Employee Benefits

Did you know that you can save time and money on your prescription drugs by simply signing up for a discount card online? With savings as much as 80% off, these discount cards keep your health care costs down even when the prices of prescriptions are sharply rising.  At no cost to the patient, discount … Continued

Grandmothers Can Visit a Little Longer | Chicago Benefits Brokers

States that permit carriers to renew medical policies without adopting various Affordable Care Act (ACA) requirements may continue to do so through 2019, according to a bulletin released April 9, 2018, by the U.S. Department of Health and Human Services. The bulletin extends transitional relief for non-ACA-compliant policies for another year. The affected category of … Continued

Higher Satisfaction Through Higher Education | Chicago Benefit Advisors

When evaluating employee benefits, essentials such as health and dental plans, vacation time and 401(k) contributions quickly come to mind. Another benefit employers should consider involves subsidizing learning as well as ambitions. Grants and reimbursements toward advanced degrees and continuing education can be a smart investment for both employers and employees. Educational benefits are strongly … Continued