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COVID-19 Resources

COVID-19 Resource Center COVID-19 Toolkit UBA COVID-19 FAQ

Getting the Most out of Your Vision Benefit

Did you happen to miss this webinar that was hosted on March 5, 2015? Are you interested in learning more about maximizing your vision benefit?

IRS Provides Details on Reimbursing Premiums for Individual Health Coverage or Medicare Part B, Part D, or Medigap for Active Employees | Employee Benefits IL

By Linda Rowings, Chief Compliance Officer at United Benefit Advisors On February 18, 2015, the Internal Revenue Service (IRS) issued Notice 2015-17. This Notice addresses employer payment or reimbursement of individual premiums in light of the requirements of the Patient Protection and Affordable Care Act (PPACA). For many years, employers were permitted to reimburse premiums … Continued

Cost Sharing Limits Changing for 2016

In the Benefit and Payment Parameters for 2016 Final Rule issued in February of 2015, federal agencies included a clarification that annual cost-sharing limitations for self-only coverage apply to all individuals, regardless of whether the individual i…

Agencies Provide Guidance on Single Benefit Products and Excepted Benefits | IL Benefits Broker

By Linda Rowings, Chief Compliance Officer at United Benefit Advisors On February 13, 2015, the regulatory agencies issued an FAQ on whether supplemental health insurance coverage that provides additional categories of benefits may qualify as supplemental excepted benefits. Many provisions of PPACA do not apply to excepted health benefits. Supplemental excepted benefits are those that … Continued

IRS Requests Input on the Cadillac Tax | Illinois Benefits Broker

By Linda Rowings, Chief Compliance Officer at United Benefit Advisors Beginning in 2018, plans that provide coverage that exceeds a threshold will owe an excise tax that is frequently referred to as the “Cadillac tax.” The threshold generally will be $10,200 for single benefits and $27,500 for benefits provided to an employee, retiree, or member … Continued

They Say It’s Your Birthday

Who doesn’t like cake? Who doesn’t like a party? Who doesn’t like to get recognized? Potentially, HR managers don’t like these because they can often go awry. Birthday celebrations can be a legal and possibly morale-killing land mine.

They Say It’s Your Birthday

Who doesn’t like cake? Who doesn’t like a party? Who doesn’t like to get recognized? Potentially, HR managers don’t like these because they can often go awry. Birthday celebrations can be a legal and possibly morale-killing land mine.

Think 2014 tax forms are bad? Here come the 1094 and 1095 for 2015! | Chicago Benefits Broker

By Bill Olson, Chief Marketing Officer at United Benefit Advisors Our recent blog reviewed the highlights of the new employer and insurer reporting requirements. UBA has created this quick reference chart to help you sort out who should use which form, and when: For comprehensive information on coverage requirements, due dates, special circumstances, controlled groups … Continued

Benefit and Payment Parameters

On February 20, the Centers for Medicare and Medicaid Services and the Department of Health and Human Services issued a Final Rule with standards for insurers and Marketplaces in 2016, covering topics such as transparency in health insurance rate incre…

Wellness Programs Feeling the Heat as the EEOC Increases Its Efforts – Part 2, Federal Regulations | IL Employee Benefits

As mentioned in the first posting, wellness programs must be analyzed under a myriad of laws and regulations. This post will discuss generally the wellness program landscape in light of the Americans with Disabilities Act (ADA)/Americans with Disabilities Act Amendments Act (ADAAA), the Genetic Information Non-Discrimination Act (GINA), the Patient Protection and Affordable Care Act … Continued