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By Lesa Caputo, Benefit AdvisorBeneflex Insurance Services, A UBA Partner Firm
The number of people affected by the recent onslaught of natural disasters such as tornados, fires and earthquakes are too many to count. These events cause one to reflect a…
Most employers are, unfortunately, all-too-familar with the traditional approach to disability management: employees must prove they’re disabled. While this traditional strategy may seem effective to some, research shows that its adversarial nature …
The amount of information that an employer must understand regarding the Patient Protection and Affordable Care Act (PPACA) is, in one word, overwhelming. What might be neglected in that process, however, is a focus on educating their employees on the …
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By Mick Constantinou, Advisor, Employee BenefitsConnelly, Carlisle, Fields, & Nichols, A UBA Partner Firm
“To be, or not to be,” is the famous opening phrase of the soliloquy in William Shakespeare’s tragic play Hamlet (Act 3, Scene 1). Early in th…
Small and mid-size employers, in particular, often use the services of a broker to get them the lowest rates on group healthcare. Often that means they jump from plan to plan looking for the short-term gains each year. But in today’s volatile health…
Peter Freska, CEBSBenefits AdviserThe LBL Group, A UBA Partner Firm
In my last post I ended with the following:
…with so many pending items and lack of awareness, what should employers do? Here is a list of items employers should already be eng…
By Josie Martinez, Senior Partner and Legal Counsel EBS Capstone, A UBA Partner Firm
As the implications of health care reform become more and more apparent, large employers are increasingly grappling with coverage options in order to avoid the …
UBA has created an overview of the employee’s responsibility to purchase coverage under PPACA (the individual mandate) and on the basics of the exchanges. The information in this piece is basic, but should provide a starting place for employers who wa…