By Bill Olson Chief Marketing Officer at United Benefit Advisors We’ve already discussed Health Savings Account (HSA) activity at length, looking first at the correlation between generous HSA contributions and increased enrollment in consumer-driven health plans (CDHPs). Second, we looked at how HSAs have performed in recent years across different industries. Now, we’ll look closer … Continued
When it comes to saying you’re sorry, I’m not talking about the infamous media “non-apologies” we hear so often from celebrities and politicians.
When it comes to saying you’re sorry, I’m not talking about the infamous media “non-apologies” we hear so often from celebrities and politicians.
April 2015 is Stroke Awareness month. About 795,000 Americans each year suffer a new or recurrent stroke. That means, on average, a stroke occurs every 40 seconds. Stroke kills more than 137,000 people a year. That’s about 1 of every 18 deaths. It’s the No. 4 cause of death. On average, every 4 minutes someone … Continued
No matter how good your work team is, if someone is missing, it’s probably never going to accomplish as much as if you had a full roster. It’s a foregone conclusion that people get sick and, depending on the severity of the illness, will take time off to recuperate.
No matter how good your work team is, if someone is missing, it’s probably never going to accomplish as much as if you had a full roster. It’s a foregone conclusion that people get sick and, depending on the severity of the illness, will take time off to recuperate.
By Danielle Capilla Chief Compliance Officer at United Benefit Advisors Under federal regulations, Medicare is a secondary payer for many individuals who have an employer group health plan available to them, either as an employee or the dependent spouse or child of the employee. Generally the Medicare Secondary Payer rules prohibit employers with more than … Continued
By Danielle Capilla Chief Compliance Officer at United Benefit Advisors Health reimbursement arrangements (HRAs), health savings accounts (HSAs) and health care flexible spending accounts (HFSAs) are generally referred to as account-based plans. That is because each participant has their own account, at least for bookkeeping purposes. Under the tax rules, amounts may be contributed to … Continued
By Danielle Capilla Chief Compliance Officer at United Benefit Advisors Health plan sponsors would be permitted to offer wraparound coverage to employees purchasing individual health insurance in the private market, including the Marketplace, in limited circumstances, under a new Final Rule issued by the Department of Labor (DOL) and other federal agencies. The Final Rule, … Continued
By Bill Olson Chief Marketing Officer at United Benefit Advisors While recent survey data shows that, on average, employers are decreasing the amount they’re willing to contribute to employee Health Savings Accounts (HSAs), there are some industries that have not seen such trends. On average, employees saw a 10 percent decrease in their average single … Continued